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Client Testimonials

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are saying!

—  Name, Title

When your debt exceeds your income, bankruptcy may be the best solution for you.

Most people have errors on their credit report.  We can remove inaccurate items on your credit report.

Most people overlook the importance of life insurance.  Life insurance is the most precious gift you can give your family.- Suze Orman

Happy Thanksgiving!

What are your financial goals for 2020?

2019 is coming to a close! Did you set and accomplish your 2019 financial goals?  if so, congratulations! If not, you have still have time.  Use these last few days to get on track and ready to hit the ground running in 2020. It's time to set some serious financial goals. Whether you want to save up to buy your first home, jump start your retirement savings, or pay off debt, there's no better time to set some financial goals than at the start of a new year.  

Setting goals will help you make lasting changes and take control of your finances.  Here are a few ideas that might help you achieve your financial goals for 2020.

MAKE A MONTHLY SPENDING PLAN: This may seem like a simple goal but it's the most important step.When you write out your monthly budget eah month you put every dollar in a specific place and can clearly see where your money is going.  

TRACK EVERY PENNY YOU SPEND: Physically write down each purchase you make in a Financial Fitness Planner. Sometimes physically writing it out makes you more aware of what you're spending. As time goes you may want to consider using an app to track your spending.
PAY OFF DEBT:  Make a specific goal on how much debt you want to pay off. Then calcuate how much money you need to pay each month. DO NOT ADD MORE DEBT.
CUT SPENDING: Look at your spending plan and find ways to cut spending. even small amounts can make a difference. Be sure to use the savings toward other financial goals or put in a savings account for rainy day fund.

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December 28th

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