DIY TEMPLATES

An Affidavit of Truth is a document that is signed and sworn under penalty of perjury. If requires the other party to rebut and  respond. If the other party fails to respond the statements in the Affidavit of Truth becomes the truth and facts. The Affidavit of Truth can be used in court proceedings. 
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As a Consumer you have protections under the Fair Credit Reporting Agency and the Fair Debt Collection Practices Act. These protections prohibits discrimination. Learn your rights as a Consumer!

 

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When you've sent dispute letters and they send a letter back stating that your accounts have been verified, don't stop! Keep going, ask them for the Method of Verification. What method did they use to verify the information?

 

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Consider sending a pay for delete letter before you pay off  an outstanding  debt.
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The GLBA requires "financial Institutions" to take affirmative steps in order to prevent the unauthorized collection, use and disclosure of your non-public personal information.
Use this template to remove any negative information you do not want shared on your credit report.
 
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